How Does a CPN Work?

We are here to help you reach your goal of being debt free through credit repair or by obtaining a new credit profile with a CPN (Credit Profile Number). CPN or SCN (Secondary Credit Number) numbers are the exact same thing. It is advised not to use a CPN as a permanent solution, since there are things that you cannot use it for, but it is a great way to continue on with life while having your credit repaired. All CPN/SCN numbers are trimerged, validated and skip traced before delivered or issued. We do not sell or issue recycled or issued SSN numbers.

How do CPN/SCNs work?

CPN Number and SCN Numbers can be utilized in place of one’s SSN when applying for credit. It is a person’s legal right to keep his or her SSN private and employ a separate number for credit related reasons.

Using a CPN Number makes it easier to segregate finances in the event of identity theft. Without access to a SSN the thief is limited in the amount of difficulties they are creating for the rightful owner of the number

Getting a CPN/SCN does not release a person from his or her previous debts. In fact the individual remains liable for all debts incurred on credit accounts referencing a SSN,CPN,SCN. Obtaining this number will not replace old bad credit. This is what makes it different from any credit repair or restoration scams.

It is used by celebrities, congress members/government workers, and for witness protection reasons. For example, celebrities use it because the media can use their SS# to track what they are buying and where they are simply by tracking their credit cards.

How do I get started?

After you fill out and return either the individual or 3 phase CPN/SCN required forms and get approved, we get a low limit credit card, with a few other low limit credit cards to begin building your file. It's completely up to you to sustain your credit!

Do not fall for anyone offering large credit cards with NEW CPNs. It is impossible to do. You must build your CPN just like you would any credit file. It takes time. It is NOT a quick fix!

There are times when the first credit card offered asks for additional information to activate, this is because the creditors verification process has changed, if this happens, do not worry. Your CPN is still good and can still be built upon!

Adding small Authorized User tradelines to your CPN is the best way to start building credit ! If you are interested in this after you get your CPN, Click Here.

If you want to buy CPN/SCNs individually
➤Become a CPN/SCN Partner and get discounted prices!!

What can I use a CPN/SCN for?

You can use a CPN Number and SCN Number for anything that usually requires credit reporting purposes.

List of the items that can be obtained using a CPN:
Auto Loans
Credit Cards
Personal Loans
Medical Loans
Business Loans
Hard Money Loans
Apartment Rentals or Leases
Bank Accounts
Cell Phones
Utility Bills
And Many Many More!!

A CPN/SCN CANNOT be used for any loan that is government related like:
Military Loans
Child Support
Obtain a Mortgage or home Loan
Paying or Filing Taxes
ANY Government Funding

Are CPN/SCNs legal?

Based on the 1974 Privacy Act, When it comes to the legality, SCN numbers are completely legal. However, it should be kept in mind that they can be utilized for credit purposes only and not for deceitful intentions.

FBI: “Credit Privacy Numbers(CPNs) are nine-digit file numbers that follow the same algorithm as Social Security Numbers(SSNs). Currently federal law allows individuals to legally use CPNs for financial reporting and protects those individuals who do not wish to disclose their SSN. Individuals who acquire CPN s are completely responsible for any debt they incur using this number.”