Credit Profile Numbers (CPN)
Frequently Asked Questions


What does the law say about credit and financial matters?
Title 5 of the United States Code Annotated 552(a) known as the Privacy Act, ruled in part: "Right to privacy is a personal right designated to protect persons from the unwanted disclosure of personal information." - CAN Financial Corp vs. Local 743, D.D., I11, 1981 15F. Sup. 943, I11. (A)(1) "It shall be unlawful to deny any individual any right, benefit, or privilege provided by law because of such individuals refusal to disclose his or her social security account number". Pub. L 93-579: (B) "Any Federal, State, or Local Government Agency which requests an individual to disclose their Social Security Account Number shall inform that individual whether the disclosure is mandatory or voluntary, by what statutory or other authority such number is solicited, and what uses will be made of it." The Equal Credit Opportunity Act (ECOA) prohibits creditors from denying you a loan based on reasons that have nothing to do with your credit-worthiness.

How does this program work?
By understanding the law and applying credit re-establishment techniques, our proven techniques specializes in the establishment of credit through a completely separate and legal entity. With your new completely and separate legal entity, you will be able to build a new credit-worthy profile.

Is it Legal?
Specifically, there is no law that says that a consumer cannot secure one or more nine-digit tax identification numbers. Specifically there are no laws that say that consumer cannot develop or obtain the additional supporting criterion to apply and obtain credit as long as it is not done with the intent to defraud. The legality of creating a new credit file has always been a topic of great debate amongst the credit file is based primarily on the fact that there is no intent defraud and or with untrue misrepresentations. It is the belief of many professionals, that it can be done legally as long as no fraud is intended (intent is the key word).

How quickly can I get my NEW 9-digit number?
There is a 1-page application required to fill out to receive your new 9-digit number. We provide all instructions needed to fill in this application. Your application will automatically be email in where your application will be processed and assigned to an account manager to be completed. If it is not Valiadated or Match to your DOB we will not issue it. PERIOD! TURN AROUND TIME IS NORMALLY 2-3 BUSINESS DAYS TO COMPLETE THIS PROCESS.

How fast can I get credit through my new legal entity?
As soon as your new 9-digit number has been assigned to you, your new credit profile is created and you can start applying for credit.

Is the the NEW 9-digit number a 2nd Social Security Number?
NO; It is not a 2nd Social Security Number. Your new 9-digit number will be assigned to you for credit establishing purposes only. You will continue to use your SS# for employment, taxes, state benefits and for your drivers license.

Can I use the NEW 9-digit number to open Bank Accounts and apply for personal loans?
YES

Can I use the new 9-digit number on credit card applications?
YES; You can use your new credit profile obtain major credit cards, department store cards, gas cards, auto loans, bank loans, real estate, and any other type of financing you desire.

Can anyone do this?
Absolutely, you do not need any special skills or knowledge. We have taken the complexity of the attorney and CPA knowledge base and condensed it into an easy to follow and very simple process!

Can I use my new 9-digit number for employment?
In most cases no, remember one of the criteria for using your current social security number is for employment. Employers have to use your social security number to report wages earned and taxes owed to the IRS by law.

Who provides me with the new 9-digit number?
Your new 9-digit number is processed through governmental agencies and credit bureaus requiring your signature and submission. "Legal Credit Secrets Exposed," comes with all the necessary forms and complete instructions for establishing AAA-1 credit in 30 days.

There are a lot of credit repair scams out there, are you legitimate?
Absolutely! Everything we offer is completely legitimate and completely legal. Furthermore, we are not a credit repair company. Many credit repair companies claim to be able to repair your credit, but in fact it is very difficult to repair credit once it is damaged. Legal Credit Secrets Exposed focuses on establishing good credit with a NEW 9-digit number. The techniques used to establish credit have been researched by attorneys and are completely legal, ethical, and within all applicable federal laws.

Can I order for me and my husband / wife / partner?
Absolutely! This is an individual program that can work for both the husband / wife / partner.

Does this affect my drivers license, current SS#, or any other personal identification?
No; This program utilizes the law to establish a completely separate and legal entity from your current individual profile. Your name, drivers license and other forms of ID will not need to change in any shape or form.

What about on a credit application, won't they ask me for my social security number?
Credit applications will always ask for a social security number because this is the most convenient way for creditors to get a hold of as much personal information as possible. But with this type of credit re-establishment through a completely separate and legal entity, they will require the new entity information which will be in the form of your new profile information including new 9-digit number. Your new 9-digit number will be the identifier for your new profile and not your social security number. Also remember, you do not have to release your social security number without mandatory disclosure.

Will my current credit profile get mixed in with my new credit profile?
The only way your new credit profile can get mixed in with your old in our program is by willingly disclosing your old credit profile information with your new one. If you utilize your new credit profile within the legal structure designed for this type of completely separate and legal entity, releasing your old profile information will not be necessary unless you voluntarily use it.

Is it Ethical?
Yes, it is practical to create a new credit file if you are burdened by damaged credit and it is beneficial to return to a NEW CREDIT status. Considering some Attorneys and Credit Specialists that know about these techniques have charged their clients up to $10,000, we feel it is very ethical.

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